Borrowing money is never an ideal solution to cashflow problems. But in today’s world, many of us have no choice. Whether we take out loans, have credit card debt, or get payday loans, money borrowing is a way of life in many households. Before borrowing money, however, it’s essential that you understand exactly how much you’re borrowing. And things might not be as simple as you think.
Getting credit can be instrumental to many people. If you don’t have the cash to lay down on anything from a new car to a house to a mobile phone, you will need credit in order to pay in instalments. That could mean paying a mortgage, a car payment, or a mobile phone bill. But if you’re young or you’ve recently moved to the UK, you might find that you have problems getting credit. That’s why we’re taking a look at how to get credit for the first time.
For nearly all of us, phone bills are a part of life. Whether you get them by email, through the post, or just have the money deducted from your bank account, you’re almost certainly paying a monthly fee for mobile phone service. For the most part, there are never any real problems with phone bills. But every now and again something might crop up. Perhaps there’s a mistake in your bill, perhaps you’re unable to pay the fees. Whatever your problem is, we’re here to help you solve it!
A phone is a big investment. Spending hundreds of pounds on a gadget is pretty justifiable when you think about how much we all depend on our mobiles. However, if that gadget gets lost, broken or stolen, that money is wasted, and you’re out of pocket. Not only that, but since our phones contain so much personal information a stolen phone can mean hacked accounts, identity theft, and losing even more money. That’s why we’re looking at phone security. We’ve got absolutely everything you need to know about keeping that expensive phone safe. Of course, there are no guarantees, but at least you’ll know you’ve done everything possible to protect your investment.
If you’ve got a mobile phone, then rather obviously you need service. And with so many operators on the UK market, choosing which network to go with can be complicated. You want the best deal to get the best service, and given that, just which of the many options should you go for? Not to worry, we’re here to help with our guide to all the major UK networks.
If you’re applying for anything from a mobile phone contract to a mortgage, then chances are that you’re going to undergo a credit check. Unfortunately, not everyone passes that credit check. Failing a credit check doesn’t have to be the end of the world though. If you’ve recently been refused credit, then here’s what you need to do.
Feeling a little out of your depth in the financial world? Anything to do with money can get complicated fast. And if you’re looking to borrow money, or sign a contract that involves lending, such as a mobile phone contract, then credit reports have to be top of your list of complications. But what is a credit report? What does it do? How can you check yours? What if there are mistakes? We’re here with everything you need to know about your credit report, so look no further!
Thinking about taking your mobile phone abroad with you? Recent changes in mobile roaming laws mean that the costs might not be as prohibitive as you think. However, there are always exceptions to the rule. We’re taking a look at everything you need to know about mobile roaming, so before you take your phone on your hols, read on!
Children are one of the largest user groups of mobiles. The average UK child gets his or her first mobile phone at the age of seven, and first smartphone at the age of ten, according to research done by Opinium, and an estimated 90% of eleven to sixteen-year-olds own a mobile. Rather obviously, if a kid has a mobile phone, they’re also going to need an operator. And that leads to the question of which UK operator is going to be the best choice for your child’s plan.