Feeling a little out of your depth in the financial world? Anything to do with money can get complicated fast. And if you’re looking to borrow money, or sign a contract that involves lending, such as a mobile phone contract, then credit reports have to be top of your list of complications. But what is a credit report? What does it do? How can you check yours? What if there are mistakes? We’re here with everything you need to know about your credit report, so look no further!
Thinking about taking your mobile phone abroad with you? Recent changes in mobile roaming laws mean that the costs might not be as prohibitive as you think. However, there are always exceptions to the rule. We’re taking a look at everything you need to know about mobile roaming, so before you take your phone on your hols, read on!
Children are one of the largest user groups of mobiles. The average UK child gets his or her first mobile phone at the age of seven, and first smartphone at the age of ten, according to research done by Opinium, and an estimated 90% of eleven to sixteen-year-olds own a mobile. Rather obviously, if a kid has a mobile phone, they’re also going to need an operator. And that leads to the question of which UK operator is going to be the best choice for your child’s plan.
If you’re anything like us, you’ve probably got at least a couple of old mobiles lying around the house. So why not make yourself a bit of cash and get rid of them? Selling your old handsets online can give you a healthy chunk of beer money, as long as you know what you’re doing that is. Not to worry though, we’re here to lead you through the process, so let’s get started!
Your credit score can have a big impact on your life. Unfortunately, with a low credit rating you’ll find it tough to borrow money, get credit, or sign contracts such as mobile phone contracts. But bad credit doesn’t have to last forever. With a little care and some planning you can improve your credit score.
The concept of a credit rating is pretty simple. Rating agencies give you a number. That number determines how good or bad a financial risk you are. And depending on that number you may or may not be able to borrow money from a bank, or do other things, such as taking out mobile phone contracts. If you’re a good financial risk (you have paid back other loans on time, you haven’t missed bill payments for phones, mortgages, etc.) then you’ll have a good credit rating and other companies will be happy to do business with you. On the other hand, a bad credit rating can mean that nobody wants to sign contracts with you or lend you cash. But there are a few things about your credit rating that you might not know, and that’s what we’re here for. Here’s the lowdown on all you need to know about your credit rating.
It’s happened to us all: buyer’s remorse. Sometimes that bright orange jacket that looked so good in the fitting room just doesn’t work when you get it home. So you trot off back to the shop and return it. But what happens when you change your mind about something a little more serious? Like your expensive mobile phone, or that operator contract that you just signed? Well, it’s a bit more complicated than returning a jacket, but returns are possible…
Encryption in all its forms is big business these days. With so much personal, potentially sensitive, data around, it only makes sense that we all want to protect ourselves as best as we’re able. Many of us will already be using some form of encryption, either with full mobile encryption such as that provided built-in with Android devices, or with password encryption managers, such as LastPass. But there may be a gap in our security nets that we haven’t considered: files stored in cloud storage. Should you be encrypting these files? And if so, how? That’s what we’re here to find out.
If you’ve ever had a problem with your mobile phone or operator, or if you’re a regular reader here, you’ve probably heard the name OFCOM. But what exactly is OFCOM? What do they do? How can they help you (or not, as the case may be)? We’re taking a look at everything you need to know about OFCOM!