There are very few people nowadays that don’t have some kind of online presence. And this means that any one of us could be the victim of identity theft. Identity theft is far from being a new crime, but with more of us conducting personal business and storing data online, it’s a crime that’s becoming increasingly easy to pull off. What exactly is identity theft? How prevalent is it? How can you protect yourself? That’s what we’re here to find out.
There are plenty of mobile operators to choose from on the UK market. But a lot of us are still using the same operator that we originally signed up with. For the most part, there’s nothing tying you to just one operator, and there are plenty of reasons why you might want to change. Can you switch? How do you go about doing so? That’s what we’re here to help you with.
Having fast and reliable internet access has many benefits for kids and teens. With the ability to get information for homework or self-study, to endless entertainment possibilities, having an internet connection is seen by many young adults as a must. But alongside all the positives do come some negatives. Cyberbullying is far from a new trend, and it’s one that’s rapidly growing. And the numbers are pretty frightening…
In today’s world, scams are common. And if you’re a carer, or you have elderly relatives, then you should know that the elderly are frequently the target of unscrupulous individuals. Particularly when it comes to technology-based scams, the elderly are especially vulnerable. So we’re taking a look at the kinds of frauds that target older customers, as well as how the elderly can be protected. Knowing what these scams are and how they work should help save yourself, your clients, or your relatives from what can be a hefty financial cost.
Keeping your data safe is of paramount importance. The consequences of personal data leaks can be catastrophic. But in today’s world, where scams and hacker techniques change daily, protecting your data can seem close to impossible. Phishing scams have long been popular, and are great ways for the bad guys to get your data. But just what can you do to protect yourself?
Public wifi spots can be very convenient. You get to go online and you don’t have to use your mobile data allowance to do so. However, public wifi isn’t a hundred per cent secure. In fact, depending on whose network you’re connecting to it might not be secure at all. If you’re going to be going online in public, you need to learn how to make your connection secure in order to prevent data theft.
A phone is a big investment. Spending hundreds of pounds on a gadget is pretty justifiable when you think about how much we all depend on our mobiles. However, if that gadget gets lost, broken or stolen, that money is wasted, and you're out of pocket. Not only that, but since our phones contain so much personal information a stolen phone can mean hacked accounts, identity theft, and losing even more money. That's why we're looking at phone security. We've got absolutely everything you need to know about keeping that expensive phone safe. Of course, there are no guarantees, but at least you'll know you've done everything possible to protect your investment.
Your credit score can have a big impact on your life. Unfortunately, with a low credit rating, you'll find it tough to borrow money, get credit, or sign contracts such as mobile phone contracts. But bad credit doesn't have to last forever. With a little care and some planning, you can improve your credit score.
The concept of a credit rating is pretty simple. Rating agencies give you a number. That number determines how good or bad a financial risk you are. And depending on that number you may or may not be able to borrow money from a bank, or do other things, such as taking out mobile phone contracts. If you're a good financial risk (you have paid back other loans on time, you haven't missed bill payments for phones, mortgages, etc.) then you'll have a good credit rating and other companies will be happy to do business with you. On the other hand, a bad credit rating can mean that nobody wants to sign contracts with you or lend you cash. But there are a few things about your credit rating that you might not know, and that's what we're here for. Here's the lowdown on all you need to know about your credit rating.